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Navigating the Affordable Care Act

Open enrollment in the New York State of Health’s Marketplace starts on November 1, 2018 for new enrollees and on November 16, 2018 for those renewing their coverage. To be covered on January 1, 2019, you must take action on or before December 15, 2018.

To be covered for at least part of 2019, you must enroll by January 31, 2019.

If you are on Medicare: Open Enrollment started October 15 and ends December 7. Please review your drug coverage and Advantage Plans as needed.

Anyone eligible for Medicaid or the Essential Plan can enroll throughout the year. New York is a Medicaid Expansion state, so more people are eligible. If the annual income for a single person is less than $16,105, Medicaid is an excellent option. The Essential Plan offered by the State, if an individual’s income is less than $24,120, is similar to Medicaid and can be free or cost $20 a month.

The Affordable Care Act (ACA) has created a number of changes that can be very challenging to navigate. Luckily, GMHC is an official ACA Navigator, and we are here to help.


Make an Appointment: Connect to Comprehensive Care

 

GMHC is proud to have Affordable Care Act Navigator/Cerified Application Counselors to help with enrolling in insurance.
Please contact GMHC’s Advocacy team with any questions or to make an appointment:

Ashley: (212) 367-1029
Alexandra: (212) 367-1143

Appointments: Mondays and Wednesdays
Walk-ins: Tuesdays and Thursdays 10 am – 2 pm

EMAIL

Connect@gmhc.org

VISIT

307 West 38th Street,
New York, NY 10018-9502 


Why Should I Enroll?

Get health insurance that is:

AFFORDABLE

Inexpensive options for you and your family 

COMPREHENSIVE

Hospital stays, prescriptions, doctors are covered. Enhanced benefits available for preventive care.

FAIR

No denials or higher prices for pre-existing conditions

DISCOUNTED

If your annual household income is:

  • below $46,680 for a family of 1
  • below $62,920 for a family of 2
  • below $79,160 for a family of 3
  • below $95,400 for a family of 4
  • below $111,640 for a family of 5
  • below $127,880 for a family of 6

you may be eligible for subsidies and tax credits.


Important Information

 
HOW DO I ENROLL?

You have 3 ways to enroll:

1. Online: Go to nystateofhealth.ny.gov to search for plans and enroll in insurance.

2. By phone: Call 1-855-355-5777 (New York State of Health) or (212) 367-1175 or (212) 367-1143 (GMHC) to receive free assistance from a trained and certified Navigator.

3. In person: Visit GMHC to receive free, in-person assistance from a trained and certified Navigator.

To make an appointment (Mondays and Wednesdays): Contact (212) 367-1029 or (212) 367-1143
Walk-in hours available: Tuesdays and Thursdays, 10am–2pm

Our Navigators can help you find out if you qualify for lower cost coverage, explain your choices, and choose the insurance plan that is best for you and your family. Navigators don't work for an insurance company–their job is to help you.