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  Public Policy & Activism > Government Insurance & Benefits > SNiP Tips > Benefits

SNiP Tips

Benefits

 

What benefits do HIV SNPs offer?

People in HIV SNPs get all the same services as traditional Medicaid. Most of these services, like primary care visits, are paid for by the plan and have to come from network providers.

How can my client get specialty care?

When the PCP can't give care that the enrollee needs or when your client wants to see a specialist, the PCP will give your client a referral. A referral is a piece of paper with information including the name of the specialist. These specialists are usually network providers, but if the plan does not have an appropriate provider in the network, the plan has to pay for a non-network specialist.

After getting a referral, enrollees are supposed to get appointments with specialists within 4 to 6 weeks. They can contact member services if they have trouble getting an appointment.

SNiP Tip: Advise your client to hold onto the referral even after the appointment with the specialist in case there is a disagreement with the plan later.

Enrollees who need lots of care from specialists can get a standing referral. This will allow them to see the specialist for a certain number of visits or a certain length of time without getting a new referral from the PCP each time.

An enrollee with a chronic illness in addition to their HIV can get a special referral that will make a non-HIV specialist the coordinator of the enrollee's primary and specialty care. Enrollees can call the HIV SNP's member services to find out how to get standing and special referrals.

How can my client get emergency care?

People in HIV SNPs can get emergency care from any provider inside or outside the network without a referral or prior approval. An emergency is a medical or behavioral condition that a person with an average knowledge of health thinks will cause serious harm without care right away. Even if the situation does not turn out to be an emergency, the plan has to pay for the care if it was reasonable for the person to think that it was an emergency. This is called the prudent layperson standard. This applies to both medical and behavioral emergencies.

SNiP Tip: Sometimes your client will need "urgent care" which is different from "emergency care." Urgent care is for non-emergency conditions that will harm your client's health if not treated within twenty-four hours. For example, PCP (pneumocystis carinnii pneumonia) is a condition that requires urgent care to prevent rapid and life-threatening progression of the disease. If your client needs urgent care, have her call the primary care provider right away. An appointment should be offered the same or the next day.

What other services can my client get outside the network?

There are some services that HIV SNP enrollees can get from any Medicaid provider using their Medicaid card. A referral from the PCP or approval from the plan is not necessary to access these services. These include prescription drugs, treatment for tuberculosis, some mental health and substance abuse services, and family planning and reproductive health care.

How can my client get family planning and reproductive health services?

Enrollees can get family planning and reproductive health services from any Medicaid provider, whether or not the provider is a part of the plan's network. They don't need a referral from the PCP or approval from the plan. If the provider is outside of the network, your client will need to show her Medicaid card. The plan has to tell all enrollees of childbearing age of this right and has to give them lists of in- and out-of-network reproductive health and family planning providers.

Family planning and reproductive health services include:

  • Birth control
  • Emergency contraception
  • Pregnancy testing and counseling
  • Abortion
  • Pap smears
  • Pelvic and breast exams
  • STD testing and treatment
  • HIV testing and counseling

These services include all necessary education and counseling. When necessary, family planning services include screening, diagnosis, and treatment for sexually transmissible diseases, sterilization services, and screening for pregnancy.

SNiP Tip: Minors have the same right to get family planning services in HIV SNPs as adults. The plan has to keep all information about family planning confidential for both adult and minor enrollees. Tell your teenage clients that their parents or guardians won't be told if they get family planning services.

How Can My Client Get Mental Health and Substance Abuse Services?

Enrollees can self-refer for one mental health assessment from a network provider in any calendar year. This means they can get this assessment without a referral or prior authorization. Enrollees can also self-refer for one chemical dependence assessment for inpatient detoxification, inpatient rehabilitation or outpatient detoxification services. All enrollees will get a list of participating mental health and substance abuse providers from the plan, including a list of children's mental health specialists. Please see Appendix VI for a complete listing of mental health and substance abuse services.

Enrollees who want a chemical dependence assessment for any alcohol and/or substance abuse outpatient treatment services, except outpatient detoxification services, must use their Medicaid benefit card to go to any provider that takes Medicaid.

SNiP Tip: The People who need on-going mental health and/or substance abuse services can get help from the HIV SNP's case management system. In some areas, HIV care and substance abuse care will be available in the same place. Your clients can ask their case managers to help them find this kind of site if they need these services.

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